BOE: UK lenders expect to increase credit availability to households in Q2 after steady Q1

Expect to offer more high LTV mortgages in Q2 despite weak prospects for house prices
Lenders reported unexpected rise in mortgage defaults in Q1 (UNEXPECTED!!, these people should get out in the real world), expect further increase in Q2 (REALLY?)
Expect availability of corporate loans to increase a little in Q2 after small Q1 rise
Spreads on secured household lending fell unexpectedly in Q1, likely to continue to fall in Q2