The Fed Chief is taking his semi-annual grilling on the Hill beginning today and addresses one of the more painful parts of the financial meltdown: the collateral damage to those of us unwise enough to squirrel-away a significant portion of our earnings in the hope of one day retiring to a life of relative ease.

Sorry suckers, is about all Bernanke could muster, saying that some people will find the decline in their pension savings may hinder their plans.

Looks like my plan to live under a shingled roof may have been a bit too optimistic…