BOC head man Stephen Poloz speaking in Ottawa

  • Rate cut helped mitigate risk to financial system by addressing drop in income and jobs caused by oil price shock
  • Canada household vulnerabilities have increased
  • Effect of cheap oil on incomes should be partly offset by cheaper gas, stronger US growth, lower CAD and impact of easier monetary policy
  • Probability of a sharp correction in house prices remains low
  • Not seeing conditions that would lead to a severe recession and a steep rise in joblessness

Victory for another central bank that cut rates ;-)