–Concludes Review Initiates Feb 15

LONDON (MNI) – Moody’s tonight said it had ‘repositioned’ the
ratings of 15 banks and securities firms with global capital markets
operations.

In a statement, Moody’s said:

“Today’s rating actions conclude the review initiated on 15
February 2012 when Moody’s announced a ratings review prompted by its
reassessment of the volatility and risks that creditors of firms with
global capital markets operations face.

“In the past, these risks have led many institutions to fail or to
require outside support, including several firms affected by today’s
rating actions. Today’s actions, however, reflect not only the credit
implications of capital markets operations. They also reflect (i) the
size and stability of earnings from non-capital markets activities of
each firm, (ii) capitalization, (iii) liquidity buffers, and (iv) other
considerations, including, as applicable, exposure to the operating
environment in Europe, any record of risk management problems, and risks
from exposure to US residential mortgages, commercial real estate or
legacy portfolios”.

Moody’s said it had taken ratings actions on the following
institutions:

Bank of America Corporation

Long-term senior unsecured debt to Baa2 from Baa1, outlook
negative; Short-term P-2 affirmed

Barclays plc

Long-term issuer rating to A3 from A1, outlook negative; Short-term
to P-2 from P-1

Citigroup Inc.

Long-term senior debt to Baa2 from A3, outlook negative; short-term
P-2 affirmed

Credit Suisse Group AG

Provisional senior debt to (P)A2 from (P)Aa2, outlook stable;
Provisional Short-term (P)P-1 affirmed

Goldman Sachs Group, Inc.

Long-term senior unsecured debt to A3 from A1, outlook negative;
Short-term to P-2 from P-1

HSBC Holdings plc

Long-term senior debt to Aa3 from Aa2, outlook negative;
Provisional Short-term (P)P-1 affirmed

JPMorgan Chase & Co.

Long-term senior debt to A2 from Aa3, outlook negative; Short-term
P-1 affirmed

Morgan Stanley

Long-term senior unsecured debt to Baa1 from A2; outlook
negative; Short-term to P-2 from P-1

Royal Bank of Scotland Group plc

Long-term senior debt to Baa1 from A3, outlook negative;
Short-term P-2 affirmed

Moody’s has taken action on the following operating company
ratings:

Bank of America, N.A.

Long-term deposit rating to A3 from A2, outlook stable; Short-term
to P-2 from P-1

Barclays Bank plc

Long-term issuer rating to A2 from Aa3, outlook negative;
Short-term P-1 affirmed

BNP Paribas

Long-term debt and deposit rating to A2 from Aa3; outlook stable;
Short-term P-1 affirmed

Citibank, N.A.

Long-term deposit rating to A3 from A1, outlook stable; Short-term
to P-2 from P-1

Credit Agricole S.A.

Long-term debt and deposit rating to A2 from Aa3, outlook negative;
Short-term P-1 affirmed

Credit Suisse AG

Long-term deposit and senior debt rating to A1 from Aa1, outlook
stable; Short-term P-1 affirmed

Deutsche Bank AG

Long-term deposit rating to A2 from Aa3, outlook stable; Short-term
P-1 affirmed

Goldman Sachs Bank USA

Long-term deposit rating to A2 from Aa3, outlook stable; Short-term
P-1 affirmed

HSBC Bank plc

Long-term deposit rating to Aa3 from Aa2, outlook negative;
Short-term P-1 affirmed

JPMorgan Chase Bank, N.A.

Long-term deposit rating to Aa3 from Aa1, outlook stable;
Short-term P-1 affirmed

Morgan Stanley Bank, N.A.

Long-term deposit rating to A3 from A1, outlook stable; Short-term
to P-2 from P-1

Royal Bank of Canada

Long-term deposit rating to Aa3 from Aa1, outlook stable;
Short-term P-1 affirmed

Royal Bank of Scotland plc

Long-term deposit rating to A3 from A2; outlook negative;
Short-term to P-2 from P-1

Societe Generale

Long-term debt and deposit to A2 from A1; outlook stable;
Short-term P-1 affirmed

UBS AG

Long-term debt and deposit to A2 from Aa3, outlook stable;
Short-term P-1 confirmed.

–London Bureau; Tel: +442078627492; email: ukeditorial@marketnews.com

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