Tally up the results, here are closing levels for the year

The euro never made it to parity but USD/CHF closed almost perfectly at parity, USD/JPY finished at 120 and USD/CAD absolutely soared.

Here are three friendly reminders that I wrote about at the start of 2014.

1. Leave 2013 2015 in the past

'Should old acquaintance be forgot, and never brought to mind?' - Old Lang Syne. Had a good year in 2015? Great, forget about it and focus on 2016. Had a bad year in 2015? Sorry to hear about it but everyone gets a fresh start at new year.

2. Get organized

Close the books, tidy up the loose ends. This year, track and document your trades better than ever. Adding a layer of paperwork can make you a more disciplined trader.

3. You're living in the stone ages, man

If you're not on top of the latest technology, you're behind. That doesn't mean you have to use technology to change your trading style because that could be counterproductive but knowing what's new and what's possible is a neverending part of staying on top. At the very least, change your passwords and update your software.

Here are the year-to-date returns of the majors.

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