The Fed's Senior Loan Officer survey or SLOOS has been released:

  • US banks during Q4 reported tighter standards for households, weaker demand for C&I (commercial and industrial) loans and CRE (Commercial real estate) loans
  • US banks are reporting tighter lending standards to households and weaker demand for residential real estate loans
  • US banks expect lending standards to be unchanged in 2024 for all C&I. Residential real estate loans, to tighten for CRE, credit card and auto loans.