• 5% of banks expect further tightening of credit standards to firms in Q3 vs 2% in Q2
  • Net 2% of banks said firms’ demand for loans fell in Q2, net 29% of banks expect rise in demand in Q3
  • Net tightening of credit standards to households for home loans reported by 10% of banks in Q2 vs 10% in Q1
  • Net 24% of banks said demand for home loans increased in Q2, 5% of banks expect rise in demand in Q3
  • Banks expect in Q3 current difficulties in accessing wholesale funding to remain, although not to same extent as in Q2
  • Sovereign debt crisis appears to have worsened bank’s ability to obtain funding in Q2